Banking
News, insights and expert analysis on banking from the team at Kiplinger.
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Why a 5-year CD is Still Your Best Bet After the Fed Meeting
Despite the rate cut at the Fed meeting in December, you still have time to lock in historically high interest rates with a 5-year CD.
By Rachael Green
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Should You Get a Long-Term or Short-Term CD Before the Fed Meeting in December?
Is a long-term or short-term CD better to open before the Fed meeting this week? Here's what you need to know.
By Erin Bendig
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What Is the Federal Funds Rate?
The federal funds rate can impact a host of borrowing costs, and thus the entire U.S. economy.
By Jeff Reeves
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CD vs. Money Market: Where to Put Your Year-End Bonus Now
Falling interest rates have savers wondering where to park cash. Here's how much $10,000 earns in today's best CDs versus leading money market accounts.
By Choncé Maddox
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Smart Money Moves Savers Should Make in 2026
Sponsored by Physicians Mutual
These steps will get you on the road to achieving your 2026 savings goals.
By Sean Jackson
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When Is the Next Fed Meeting?
A softer labor market should be supportive of another rate cut at the next Fed meeting.
By Dan Burrows
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Best Money Market Accounts — December 2025
Savings A money market account helps you maximize returns and outpace inflation.
By Sean Jackson
Savings -
The Best High-Yield Savings Accounts of December 2025
Our high-yield savings account picks earn you rates as high as 4.35%, helping you outpace inflation and grow your savings quicker.
By Sean Jackson
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Best No-Fee High-Yield Savings Rates
If you want to achieve short-term savings goals, these are the best options to consider. Best of all, they are fee-free.
By Sean Jackson
