CD Rates
News, insights and expert analysis on cd rates from the team at Kiplinger.
Latest
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Should You Get a Long-Term or Short-Term CD Before the Fed Meeting in December?
Is a long-term or short-term CD better to open before the Fed meeting this week? Here's what you need to know.
By Erin Bendig
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When Is the Next Fed Meeting?
A softer labor market should be supportive of another rate cut at the next Fed meeting.
By Dan Burrows
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The Best No-Penalty CD Rates
No-penalty CDs offer a high rate of return with the flexibility to access your cash as needed. Explore our top picks.
By Sean Jackson
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Best 5-Year CD Rates
The top 5-year CD rates offer up to 4.15%, surpassing inflation and helping to reach long-term savings goals.
By Sean Jackson
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The Best 3-Year CDs of 2025
Savings Achieve your savings goals and outpace inflation with our top 3-year CDs picks.
By Sean Jackson
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Best CD Rates — A Risk-Free Way to Save
Savings The best CD rates allow you to outpace inflation and reach your savings goal fast. See our top picks.
By Sean Jackson
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Best One-Year CD Rates
Savings The best 1-year CD rates are a smart way to achieve short-term savings goals.
By Sean Jackson
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See Our Best Jumbo CD Rates
The best jumbo CD rates can yield returns of up to 4.35%. See our top choices.
By Sean Jackson
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Savings Calculator: If You Saved $5K Five Years Ago, Here's What You'd Have Now
Tools Whether you’ve just opened a CD or a high-yield savings account, this simple calculator can show you how much cash you’ll have after a specified period of time.
By Sean Jackson
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